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Banking the Cards
I think that banks should be a lot stricter with their credit cards. People seem to be able to get into debt so easily. I think if they brought back the charge for cards, then this may put people off having so many. Then they should make sure that people realise how much they will end up having to pay back if they do not pay the balance in full each month. If they make sure that every one understands this then it may stop them getting into so much trouble. I guess the banks would make less money out of the interest but with interest rates so low at the moment they are not making much anyway.